Pencil Ledger
Pencil Ledger — Google Sheets finance templates for freelancers

Know your numbers. Keep your sanity.

The finance system freelancers actually stick with.

A Google Sheets template that tracks your income, expenses, unpaid invoices, and quarterly tax set-aside in one place — built for creative freelancers, not accountants. Works in free Google Sheets or Excel. Instant download.

Built for freelancers

Income by client, expenses by tax category, invoice status, and a quarterly tax fund — the things a solo creative actually needs, none of the accounting-software bloat.

Yours in minutes

Buy once, click the 'make a copy' link, and it's in your own Google Drive (or download the Excel file). No subscription, no learning curve.

See your real profit

Stop guessing what you actually made. Gross vs. net, month by month, with the tax you owe already set aside.

One place for your whole freelance money picture

The Freelancer Finance OS is a Google Sheets template with four connected trackers: income by client, expenses by tax category, an invoice status board (unpaid, overdue, paid), and a quarterly tax fund that calculates what to set aside as you earn. Everything feeds a gross-vs-net profit dashboard so you always know where you actually stand. Works in free Google Sheets or download it as Excel.

It's built for creative freelancers — designers, copywriters, photographers, developers, marketers — who need to see their real numbers without learning accounting software or paying for a subscription they'll forget to cancel.

Buy once. Click "make a copy." You're running in ten minutes.

Get the template

One clean Google Sheet for your freelance finances. Buy once, make a copy, and you're running in ten minutes.

Instant digital delivery — your download link arrives by email the moment you payNo subscriptionWorks in Google Sheets & ExcelSecure checkout